Retirement by the Numbers
Our retirement system is working well for most American workers. Here are some key findings from ICI’s research.
Myths vs. Facts
There are a lot of misconceptions about how America's retirement system works.
Let's look at some of the most common myths.
America faces a retirement crisis.
Today's retirees are worse off than previous generations.
The decline of traditional “defined benefit” pensions has made it harder to retire.
The share of near-retirees with retirement resources is virtually unchanged since 1989, despite the decline in private-sector defined benefit plans. Comprehensive studies have concluded that defined contribution plans, such as 401(k) plans, can increase retirement resources for households across the income spectrum.
Tips for Savers
Did you know that Americans have saved $32 trillion for retirement?
Here are some tips that can help you be a part of this robust retirement savings system.
Investment Company Fact Book
Each year ICI publishes its Fact Book, which provides key data on America’s retirement system.
ICI Education Foundation (ICIEF)
ICIEF works to develop, deliver, and promote investment education programs.
ICI Retirement Resource Center
Drawing on data and analysis, this resource center highlights key points about the US retirement system.
ICI Media Contacts
For media inquiries regarding this site, please contact a member of ICI's media relations team.
The Investment Company Institute (ICI) is the leading association representing regulated funds globally, including mutual funds, exchange-traded funds (ETFs), closed-end funds, and unit investment trusts (UITs) in the United States, and similar funds offered to investors in jurisdictions worldwide. ICI seeks to encourage adherence to high ethical standards, promote public understanding, and otherwise advance the interests of funds, their shareholders, directors, and advisers. ICI carries out its international work through ICI Global, with offices in London, Hong Kong, and Washington, DC.